Mutual Fund Calculator

Goal Calculator

Find out how much you need to invest every month to reach a specific financial goal.

We will automatically adjust the goal upwards to account for inflation over the years.

Inflation Settings

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Target Nominal Corpus Required

₹0

Due to inflation, you will actually need this much to have the purchasing power of your target amount today.

Required Monthly SIP

₹0

Every month for the next years

Why use a Goal Calculator?

Most people start investing randomly without a concrete goal. A goal-based investment strategy is much more effective. Instead of asking "How much should I invest?", you should ask "How much do I need, and by when?". Our Mutual Fund Goal Calculator reverse-engineers the SIP formula to tell you the exact monthly investment required.

Accounting for Inflation in Financial Goals

If your child's education costs ₹20 Lakhs today, and they will go to college in 15 years, you don't just need ₹20 Lakhs. With an average education inflation of 8%, that same degree will cost over ₹63 Lakhs in 15 years!

Our calculator allows you to input your goal in "Today's Money" and automatically adjusts the target upwards using the formula: 

Target Corpus = Present Value × (1 + Inflation Rate)^Years

Once the true target corpus is calculated, we use the standard reverse-SIP formula to find the monthly required investment.